Posts Tagged ‘Blackburn Hamlet’

4 bedroom split level townhouse in the family friendly neighborhood of Blackburn Hamlet

 Ottawa, Ontario

4 Beds 1.5 Baths

Welcome to this 4 BEDROOM split level home in Blackburn Hamlet. Not only are you surrounded by the Greenbelt with just a short commute to downtown but there is lots of functional space n this home. Laminate floors through the main, 2nd & 3rd levels and new carpet in the lower rec room (2019). L-shaped living and dining room. Kit...

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Fantastic family home in the desirable neighborhood of Blackburn Hamlet

 Ottawa, Ontario

4 Beds 1.5 Baths 54' x 100' Sq. Ft.

Welcome to 27 Woodview Crescent in beautiful Blackburn Hamlet. This is a rarely offered Palm model built by Costain Homes. The top floor features three of the four bedrooms with the original hardwood floors and a renovated bathroom. The main floor has a large eat-in kitchen with plenty of oak cabinets, living room with gas fireplace...

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Fantastic condo located in the heart of Blackburn Hamlet!

 Ottawa, Ontario

2 Beds 1 Baths

Can't beat the location of this home in the heart of Blackburn Hamlet! You immediately walk into an enlarged foyer with pot lighting and plenty of space. The kitchen has been refreshed with new cabinet doors, fresh paint and laminate floors. The living room has hardwood floors, wood burning fireplace, and a patio door with a spectac...

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Hey Everyone and welcome to our 2nd in a series we are producing around the career that we love… real estate.

This is going to be your source for some real estate straight talk – the real deal, real scenarios, myths and myth busting, the rules, the ethics, the process, the expectations – what you really need to know. So here we go!

WHY DO REAL ESTATE AGENTS ASK IF YOU ARE PRE-APPROVED?

 Have you ever walked into an open house, or called a realtor about a listing, and within minutes, they’re asking you if you are “pre-approved” for a mortgage?

If you haven’t, then you have never met a REALTOR®. Or at least enough of them…

Just wait. It’ll happen.

And you’re going to feel like it’s pretty pushy for them to ask that.

You think….you’re joking….right?

You would think its none of their business if you’re pre-approved or not!  You just want them to show you the house and you’ll get the pre-approval if you like it.

But it’s no joking matter.

You will find it depends on the REALTOR®. We all have different personalities. We all come across in different ways. We all handle how we meet, greet, and chat with consumers in different ways. There’s no one way to “be”, as a REALTOR®.

But every single REALTOR® should be asking you if you’re pre-approved. Many do not because they feel like it is a bit pushy and forward. Because he or she worries about offending you. But they should ask…

…because it’s entirely relevant for them to know.

…because it’s entirely important for you to be pre-approved.

It might come across as a pushy, or invasive question. Maybe that is because of how a REALTOR® asks the question. Or when the REALTOR® asks the question. Or, simply because you don’t know that it’s a question that should be asked.

But it is not a joking matter.

And you should expect the question, be prepared to say that you are pre-approved, and…you should actually WANT the REALTOR® to ask you that question.

It’s not like a first date where if your date asks you – “How much do you make” in the first five minutes, you’d feel like that was pushy and weird…..

Creator:Jacom Stephens
Credit:Getty Images/Vetta

and likely that would be the end of the date.

Rightfully so.

Which is why it seems so invasive when a REALTOR® you’ve just met asks you if you’re pre-approved. It feels like they’re asking you some pretty private, intimate stuff that’s none of their business.

But asking for a pre-approval isn’t like going on a first date. It isn’t a marriage proposal. And it isn’t probing on the part of the REALTOR®.

It is a necessary question, and an important piece of information us to know. And for you!

So Why do we ask you if you’re pre-approved?

We aren’t asking you if you’re pre-approved because we’re looking to size up how much you can spend. (At least not most REALTORS®…)

We want and need to know that you are serious, and qualified to buy a house.

And we certainly have their reasons for wanting to know…

As Real estate salespeople we need to make sure we are working with someone who can actually buy a house. We are one of the only service industries that doesn’t get paid unless and until the person we’re working with buys a house. So, this is a matter of being careful about who we spend our time with. It might sound selfish…but you can’t fault us for that. We’re in business. Nobody cuts us a paycheck every second week. And showing people houses is not a public service or charity work. Even working with someone who is pre-approved doesn’t guarantee that we are going to make any money. But at least it’s an indication that the person we are working with can do something.

We also need to know how much you’re pre-approved for in order to advise you as well as possible. Picture us showing you houses for weeks, and months. You finally find “the one”! You get all excited about the house, and you want to make an offer, only to find out then that there’s no way you could afford the house. This leads to heartbreak and aggravation…for both of us. It doesn’t do either of us any good to go through all of that only to find out you can’t afford the houses you were looking at…or even buy one at all.

Caring professional REALTORS® also don’t want you spending your top dollar and putting you in a mortgage poor position. No one likes bologna or hot dog budgets that much.

And, to a degree, this is a safety precaution. You might not believe this, but we are in a pretty risky position. If we just say OK to every person who calls and asks to go see a house, with absolutely no proof or verification of who the person is, that puts us at risk. Sure, a pre-approval won’t necessarily stop an evil person from doing something, but this is a pretty basic precautionary request.

So Even if you have just started looking for a home and haven’t gotten pre-approved (yet)…at least expect the question. Don’t be offended when you’re asked if you are.

In fact, pay closer attention to the REALTORS® who do ask if you’re pre-approved! The ones who ask make it easy for you to find a great REALTOR® to work with.

Because if they’re asking that question, it’s a good sign that they are thorough and thoughtful about how they do their business. That’s the type of REALTOR® you want to have on your side when you’re buying a house — one who’s careful from the get-go. One who pays attention to the details. One who isn’t going to waste your time any more than their own. Or allow your heart to be broken when you fall in love with a house you can’t do anything about.

And if you want to get some really good attention and service from the best REALTORS® you come across, don’t even let them have to ask if you are pre-approved…

Get pre-approved before you even start looking. And let the REALTOR® know you’re pre-approved before they even ask. You’ll set yourself apart from almost every buyer the realtor has ever met.

Don’t know where to start to get pre-approved – some very quick points;

1. If you have a favourite bank, make a call and ask for their MOBILE mortgage specialist.
2. Call a mortgage broker – the advantage here is they only do one credit check and then shop around for you! You can get a couple of names just from REALTORS® websites – good ones have a dedicated page of referrals for professionals they know and trust.
3. Don’t go to more than 2 banks and one broker – it will start to affect your credit score!

Just another piece of advice so you can REST easy and know we’ve got you covered. As always – we are happy to answer any and all questions you may have on this, or any other topic – we are only an email or phone call away!

For more information you can;

Listen to our podcast – https://bgmteam.podbean.com

Watch us on YouTube – https://www.youtube.com/user/myottawateam

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Large 5 bedroom home in the desirable neighborhood of Blackburn Hamlet

 Ottawa, Ontario

5 Beds 2.5 Baths 55' x 100' Sq. Ft.

Offered at: $0

  Renovated and remodeled large 5 bedroom home in the heart of desirable and family oriented neighborhood of Blackburn Hamlet. From your home you can walk through a network of trails and paths to schools, tennis courts, an outdoor swimming pool, cross country skiing trails, local shops, the public library and much more. As y...

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3 bedroom family home with main floor familyroom in desirable Blackburn Hamlet!

 Ottawa, Ontario

4 Beds 2.5 Baths 60' x 100' Sq. Ft.

Renovated split level from top to bottom in 2015 by long time Blackburn specialist contractor Guy Therien. You will be hard pressed to find a more modern, stylish and airy home in this family friendly neighborhood. The entire main floor is designed with entertaining in mind. The second level showcases a large master bedroom with its...

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Ideal home for a young and growing family!

 Ottawa, Ontario

4 Beds 2 Baths 60' x 100' Sq. Ft.

Offered at: $0

Great family home that has been upgraded and well cared for by longterm owners. Formerly a 4 bedroom that has been converted to a 3 bedroom plus luxury ensuite and laundry facility on the second floor. You will also find a second full bathroom and a bedroom on the lower level. Ideal as a teenager's retreat or a home office. The dini...

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3 bedroom side split in exceptional condition!

 Ottawa, Ontario

3 Beds 1.5 Baths 54' x 100' Sq. Ft.

Perfect resort style living! 3 bedroom side split in exceptional condition. Spectacular private backyard with 24' x 12' inground salt water pool. Interlock, flower beds and sitting area complete the backyard. Well appointed kitchen with quartz countertop overlooks the backyard. Open concept L shaped living and dining. Main floor fam...

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4 bedroom, 3 bathroom family home in the heart of Blackburn Hamlet

 Ottawa, Ontario

4 Beds 3 Baths 56' x 100' Sq. Ft.

Offered at: $0

This home is located in the heart of Blackburn Hamlet! Featuring four bedrooms, three bathrooms and a two car garage! Traditional center hall design with hardwood/tile/vinyl flooring throughout the living room (currently used as home office), dining room and main floor family room. Four bedrooms upstairs have hardwood and a full ens...

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Perfect 3 bedroom starter home with main floor familyroom in desirable Blackburn Hamlet!

 Ottawa, Ontario

3 Beds 1.5 Baths 54' x 100' Sq. Ft.

Location, Location, Location! Blackburn Hamlet is one of the city's hidden gems! Fifteen minute commute to downtown yet surrounded by hundreds of kilometers of walking and biking trails within the NCC greenspace. This is the perfect family home with hardwood floors, three bedrooms and a main floor family room with wood burning firep...

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